Posts by

William Huston, AIF®, AIFA®

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When you leave a job what happens to your 401k?

Quitting your job can be a tough decision, and the financial implicati...

Best Wealth Management Firms

Are you looking for reliable guidance to grow your wealth? In the comp...

Good debt: when it makes sense to borrow

In today's financial landscape, the notion of debt is often associated...

How to Save Money for a House: 10 Useful Tips

Saving money for a house is a significant financial goal that requires...

What Parties are Involved When Buying a House?

As a first time home buyer, you're probably wondering who are the key ...

10 Best Real Estate Crowdfunding Platforms

Real estate crowdfunding platforms have emerged as game-changers in th...

New York Real Estate Market: A Window of Opportunity Opens for Smaller Investors

Are you a smaller investor dreaming of making your mark in the bustlin...

Business Acquisition and Mergers

In the ever-evolving landscape of the corporate world, the concept of ...

Black Venture Capital Firms

In the dynamic landscape of venture capital funds, where groundbreakin...

10 Top Real Estate Agents for UHNW Families and Individuals

When it comes to buying or selling luxury properties, ultra high net w...

10 Disruptive Real Estate Technology Trends to Watch Out for

The real estate industry has traditionally been slower to embrace tech...

Get your plans ready! The greatest wealth transfer is here!

The Great Wealth Transfer is a profound shift of wealth from older to ...

Investing in Multifamily Real Estate: The Ultimate Guide

Real estate has long been regarded as a lucrative investment opportuni...

Fractional Real Estate Investing: A Beginner’s Guide

Real estate has long been recognized as a popular investment asset cla...

How to sell a business for top dollar

Are you a small business owner looking to embark on the exciting journ...

Business Exit Strategy that Works!

A word for you as a business owner. While business ownership has its o...

Top International Online Brokers In Spain

In the European Union, Spain is among the supreme financial powerhouse...

Top 3 e-commerce stocks you can buy right now

The world rushed to make e-commerce a bigger part of total retail sale...

Best CD Rates for June 2023

If you're looking for a low-risk investment option with a guaranteed r...

Taxation of Cryptocurrency

The explosive growth in cryptocurrency as a digital asset is naturally...

How To Buy Real Estate With Cryptocurrency

Buying real estate with cryptocurrency is becoming increasingly popula...

Passive Real Estate Investing: How to Get Started

For a long time, real estate investing has been a popular way to gener...

Top Fintech Startups

Fintech is a term that you've probably heard before. But what exactly ...

Black Investors

Are you interested in venture capital investments or looking for ways ...

CDs to Invest In for June 2023

If you're looking for a low-risk investment option that can help you g...

What is Digital Real Estate? Should You Invest in it?

Investment in the real estate industry has been a popular way of inves...

Best Cities to Invest in Real Estate in 2023

In 2023, several cities in the U.S. are poised to offer excellent oppo...

AI Companies to Invest In

Artificial intelligence (AI) is rapidly transforming the business land...

What is a Will - Answers to Put Your Mind at Rest

A will is likely the most important legal document you’ll ever write. ...

Gender Equality in the Home During COVID-19: An Imagined Reality

My parents believe in egalitarianism and equality, (the belief in equa...

Beachfront Properties: Rare Real Estate Locations With Increasing Property Values

Market conditions, property management, economic growth, the local tou...

Best School Districts in Los Angeles County

Los Angeles County is home to some of the best school districts in the...

Can You Inherit Debt?

The death of a loved one is a time of mourning and reflection for fami...

Inclusion Consultants

In today's world, diversity and inclusion have become more important t...

Can I Use My 401k to Buy a House: Pros and Cons Outlined

Owning a home is a valid dream for many because it can offer you stabi...

What is Liquidity in Stocks?

In today's fast-paced society, our decisions can have enormous consequ...

Family Office Services

Are family offices only for the super-rich? That's what many people th...

Best Retirement Plans for African Americans

Retirement is a season of life many long for. A time to relax, travel ...

Real Estate Investing: 10 Best Strategies for Beginners and Pros

One popular type of investment among many investors is real estate. Th...

Halal Investing

With the rise of ethical investing, more and more people are looking f...

History of Women in Real Estate in the US

This historical analysis examines the role of women in the real estate...

Pros and Cons of Solo vs Group Real Estate Investing

Learn more about the basics of real estate investing; and the pros and...

Commercial Real Estate Investing

A beginner’s guide on how to get started in commercial real estate inv...

Retirement Planning Advisors

Retirement is a significant life event that requires careful planning ...

Best Retirement Plans for African Americans

Retirement is a season of life many long for. A time to relax, travel ...

Black Financial Advisors: African American Finance Experts Closing the Wealth Gap

The current American drive to address the racial wealth gap continues ...

10 Pros and Cons of Living in the San Francisco Bay Area

The Bay Area, also known as the San Francisco Bay Area, is located in ...

Investing in Black-owned Companies? Top 7 Black-owned Investment Firms to Work With

Investing in Black-owned Companies? Top 7 Black-owned Investment Firms...

Family Offices, ESG and Impact Investing

High net worth individuals and families regularly seek to preserve the...

Hotel Investing: 10 Reasons Why You Should Invest in Hotels

When it comes to money matters, investments is probably one of the mo...

Financial Plans: Managing Sudden Wealth

Imagine you just received a large inheritance or won the lottery, and ...

5 Top Black Real Estate Associations in the United States

Black home ownership in the U.S. has been an issue of contention for a...

Wealth Advisors: Trusted Guides for Ultra High Net Worth Individuals

According to a survey by an exchange-traded fund company in New York, ...

10 Best Women Financial Planners

For a long time, the finance industry has been male-dominated but thin...

Best Financial Advisors for Entertainers

Entertainers face financial challenges and opportunities that are diff...

Financial Plan Roadmap for a Stress free Life

Financial freedom and financial security are major goals of Gen-Zs, Mi...

Family Wealth Managers: the Role of Family Offices

The current explosion in the number of ultra high net worth (UHNW) ind...

Best Financial Advisors for Family Offices

Today's ultra high net worth (UHNW) individuals and families continue ...

What to Do with a 100k Inheritance: Turn $100k into 1 Million Dollars

Researchers have found that 30% to 40% of households eventually receiv...

Top 10 Queer Friendly Real Estate Agents

Living in a digital era comes with many changes, be it in our personal...

Why Social Media Influencers Need Financial Advisors

Creatives and influencers do not need to get a finance manager from da...

Financial Planning for Social Media Influencers

Top social media influencers have really large followings, and they ge...

What to do With a Large Inheritance: Working with a Financial Advisor

Receiving a large inheritance can be a life changing event. However, e...

10 Tips on How to Choose the Best Real Estate Agent for You

Buying a home, be it your first or 3rd one, is a big financial decisio...

Top 10 Real Estate Agents for Entertainers

The real estate industry has grown over the years and many top notch r...

The Black Travel Movement: How and Why It's Gaining Momentum

The Black Travel Movement which is also referred to as "Black Tourism"...

What Are Family Offices Investing In?

Traditional family offices were developed for wealth management purpos...

What To Do With an Inheritance

Depending on its worth, receiving an inheritance can be a life-changin...

The Value of a Family Office

High net-worth families in today's global society have numerous aspect...

Best Financial Advisors for Athletes

A typical combination of top performance, quick cash windfalls, as wel...

Top Performing Fund Managers

2022 was a brutal year economically, with several stocks falling to th...

What is a Family Office and is Your Family in Need of One?

Family wealth is often a complex matter as there are many financial as...

Best Personal Financial Advisors for Lottery Winners in California

If you just won the lottery, you're probably happy, excited and maybe ...

Best Financial Advisory Firms for Lottery Winners

You've just won the lottery. You're happy, shocked, maybe a little ove...

How Racism and Stereotypes in Finance Impact the Lives of Black Women Whitepaper

We analyze the ratio of Black women currently in America, their repres...

Funding Across The BIPOC Investment Community Whitepaper

Small businesses in the U.S. are the key drivers of the U.S. economy a...

Why Are Gas Prices So High?

Gas prices have been so high over the past few months. The condition n...

Bull vs Bear market: What Investors Should Know

Regardless of whether you're a small individual investor or a big inst...

7 Real Estate Investing Trends To Watch In 2023

Real estate investing is an ever-changing industry, with trends and de...

10 Smart Ways To Spend Your Lottery Winnings

If you won the lottery today, what's the first thing that you'd buy or...

10 Black Real Estate Moguls That You Need To Know

The real estate industry is one of the most lucrative and competitive ...

Top 10 Black Owned Real Estate Companies

Real estate is a highly lucrative industry that has historically been ...

How To Invest In Real Estate: 5 Simple Ways

Real estate has been a popular investment option among many investors ...

What Is A REIT (Real Estate Investment Trust)?

Real estate is becoming an increasingly popular investment choice for ...

Top 10 Luxury Travel Destinations In The World

Luxury travel is a way to indulge in the finest things life has to off...

What Is A Private Resort And Is It Worth It?

![](https://cdn.sanity.io/images/eydex0le/production/443b8fa1497fd2c02...

Timeshares vs. Vacation Clubs vs. Travel Clubs - Is There A Difference?

Time and again, you've heard the terms timeshares, vacation clubs and ...

Are All-Inclusive Resorts Worth it?

For many, planning a holiday is one of the most exciting things to do....

10 Reasons To Consider Staying At A Vacation Rental Vs A Hotel

Picture this, you and your friends/ family have been dreaming about go...

10 Best Personal Finance Podcasts In 2023

Over the years, uptake of financial information has been on the rise. ...

The Future Of Cryptocurrency And Trends To Watch Out For In 2022 And Beyond

In many ways, 2021 was a revolutionary year for the crypto industry, w...

African American Owned Hedge Funds That You Must Know About

The numbers are in, and they are gut-wrenching. The latest data from t...

Top Black Female-Owned Businesses

The world of entrepreneurship is an exciting and challenging one for b...

Top 10 Financial Planning Software For Financial Advisors

You've probably heard of financial planning software and perhaps you'v...

Excellent Black Investors

For a long time, Black people in America have faced numerous challenge...

Setting New Financial Goals After Paying Off Debt

At the time of writing, I am witnessing the beginning of my life after...

Women and Money: Financial Steps for Life

As the gender pay gap widens and the cost of living continues to shoot...

What Is a Donor-Advised Fund?

Learn how donor-advised funds work to help boost your charitable givin...

What Is a Balanced Portfolio?

Most financial advisors will recommend you should have a balanced port...

Helping Parents With Retirement: Time for Some Awkward Questions

I’m becoming increasingly worried about my parent’s retirement. And I,...

Why Should I Invest?

Regardless of economic background or walk of life, most individuals ma...

A Bed, a Bank, and a Budget: How to Build a Financially Responsible Marriage

Predictability and steadfastness are key ingredients for a solid futur...

6 Not-So-Famous Philanthropists You Should Know

Philanthropy is an important part of society, and many well-known indi...

Why is Financial Literacy Important

Do you know what to do to fix poor credit scores? Are you familiar wit...

10 Mistakes to Avoid When Considering Life Insurance

Taking out a life insurance policy can be a smart financial move. Ensu...

The Ultimate Guide to Real Estate Investing: Everything You Need to Know as a Beginner

When you hear the word investing, you probably think of stocks, bonds,...

How to Pay for Private School on a Tight Budget

Given the choice, parents are more likely to be satisfied by sending t...

Investing Mistakes: The Best I’ve Ever Made

If you don’t try, you won’t grow: This investor has learned the most f...

An Investor’s Guide on How to Read Stock Charts

Stock charts may look confusing, but once you understand how they work...

What is a Will - Answers to Put Your Mind at Rest

A will is likely the most important legal document you’ll ever write. ...

Are African Americans Struggling With Money?

There are 44 million African Americans in the U.S., and it seems their...

Top Personal Debt Management Apps

Personal debt can be overwhelming, and managing it effectively is cruc...

Black Owned Mortgage Companies That Will Come to Your Aid

Black-owned mortgage companies are friends-in-need among the black com...

Comprehensive Guide to Black Owned Investment Firms

Black investors have consistently been underrepresented in the U.S. st...

Top 7 Venture Capital Firms

The world of venture capital is a fascinating and ever-evolving one, a...

Legendary Women In Banking

Banking has traditionally been a male-dominated industry, with women o...

Impact Investing

Be the change you wish to see in the world. Most of us have heard this...

How to Invest 2 Million Dollars for Income

Just hit your $2 million savings target? Just sold your business? Just...

NFT Investing

Want to try something other than traditional investing methods? Have y...

Top Venture Capital Firms

Venture capital firms are the lifeblood of the startup ecosystem, fuel...

Successful Black Venture Capitalists

For a long time, the venture capital ecosystem has been associated wit...

How To Invest 1 Million US Dollars

Paying off debt, creating emergency funds and planning for retirement ...

10 Famous Women Investors

Throughout history, women have made significant contributions to the w...

Famous Female Realtors In California

In recent years, the real estate industry has seen an increase in the ...

顶级华裔美国财务顾问

美国的亚裔人口非常多样化,有创纪录的 2200 万亚裔美国人,他们的根源可以追溯到东亚和东南亚以及印度次大陆的 20 多个国家。到 2000...

Top Chinese American Financial Advisors

If you're looking for a financial advisor who can provide customized i...

Top Chinese Speaking Investment Firms

Globalization has played a huge role in opening up the world in variou...

Leading Black Realtors

In recent years, the real estate industry has seen a surge in the numb...

Remarkable Women At The Forefront of Luxury Real Estate

Real estate was once a very male-dominated industry but things have ta...

Top 10 Women In Real Estate

The number of women realtors has significantly increased in the 21st c...

Top African American Women Real Estate Agents

Buying or selling property is a big step. When choosing to invest in r...

Impact Investment Firms

Impact investing is a strategy that aims to create positive and benefi...

Best Black-Owned Banks For Small Businesses

A Black-owned bank is a for-profit banking institution whereby a large...

Black-owned Mortgage Companies

A mortgage company is a financial institution whose principal activity...

Compañías Hipotecarias de Propiedad Negra

Una compañía hipotecaria es una institución financiera cuya actividad ...

Black Wealth Managers

As the racial wealth gap continues to widen in the United States, the ...

Gestores de patrimonio negro

La gestión de patrimonios es uno de los servicios financieros de la as...

Compañías de seguros de vida de propiedad negra

El seguro de vida es un contrato legal entre el tomador del seguro de ...

Black-owned Life Insurance Companies

Life insurance is a legal contract between a life insurance policyhold...

Asesoras financieras famosas

Un asesor financiero es un profesional que proporciona asesoramiento o...

Famous Female Financial Advisors

The investment industry is rapidly changing as more women become afflu...

Blogueros financieros afroamericanos

Un blog financiero es una plataforma o foro en línea que transmite inf...

African American Financial Bloggers

A financial blog is an online platform or forum that relays relevant f...

Consultoría de Diversidad, Equidad e Inclusión

La diversidad es la presencia y representación de una población en lo ...

Black Owned Investment Firms

For this type of fund, a major part of the investment funds belongs to...

Empresas de inversión de propiedad negra

Un fondo de inversión es un conjunto de capital que pertenece a numero...

The Growing Need for African American Financial Advisors in the USA

Professional opportunities in the financial planning industry are incr...

Black Owned Financial Firms

Finance is a major part of any economy. For sustainability in this day...

Black-Owned Banks

Black-owned banks have a long and complex history in the United States...

Recognizing Investopedia's Best Black Financial Advisors (Based in California)

Announcing the Most Influential Advisors of 2021 The past year has be...

The Importance Of ESG - Environmental Social and Governance

ESG stands for Environmental, Social, and Governance. These three fact...

4th Quarter

October marks the last quarter of 2020. Despite the circumstances,…

Will Apple Fitness+ Hurt Peloton?

My thoughts on Apple Fitness+ and Peloton.

Tiktok & Oracle

My thoughts on TikTok & why I invest in Oracle.

A Deeper Look at Workhorse

My thoughts on Workhorse (WKHS)

Managing Total Risk

When I started Bay Street, I wanted to make sure it was clear to clien...

Investing Through the Lens of History

Bay Street’s statements are not an endorsement or a recommendation to ...

Understanding Retirement Plan Fees

To register for our May 9th webinar, click here.

Lens of History Fund 270-Day Performance

Hey prudent investor, Bay Street’s total fund appreciated by $400,599 ...

Lens of History Fund April 2020 Performance

Bay Street’s total fund appreciated by $400,599 from 4/1 to 4/30. We a...

LOHF & Understanding Opportunity Zones

Hey prudent investor, This week’s commentary highlights investments in...

Bay Street Performance Year to Date

Good afternoon everyone, Today, once again, the market is trending dow...

“G” IS JUST ONE PART OF THE ESG STORY

When it comes to ESG (environmental, social and governance) investing,...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Getting Around the Venture Capital Gender Gap

The biggest obstacle to starting your own business is money. You need ...

The Biggest Mistakes Business Owners Make with 401(k) Plans

When Aaron Schumm showed me the software he had built to enable financ...

Finding a Financial Advisor Who Puts You First – Barron’s

Reliable, conflict-free advice. That’s what you usually want when you ...

5 Retirement-Planning Blind Spots

Your portfolio balance has gotten larger and larger. You’ve crunched t...

Anjali Sud was rejected from dozens of investment banks. Now she’s the CEO of Vimeo

As a senior at the University of Pennsylvania’s Wharton business schoo...

[INTERVIEW] Timing is secret to startup success: Refactor Capital founder

It is one of the most complicated questions in the venture industry. E...

Ten Female Founded Venture Capital Funds You Should Have In Your Network

“Networks bring ideas and innovation to life – including connecting in...

Confessions of an Institutional Investor

Josh here – the other day I did a post about the amazing complexity an...

(1) New ETFs Let Anyone Invest In Companies Empowering Women & Minorities | LinkedIn

“The evolution of the impact investing market took another step forwar...

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterprises

“Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterp...

Give yourself a performance review right now. Here’s how

“It’s easier to make a case for a raise and promotion when you have a ...

The investment policy statement tightrope | Fiduciary Matters

“A well-crafted investment policy statement can be one of your most ef...

Russell Investments United States | Multi-Asset Solutions

“For retirement plan sponsors, non-profits and consultants seeking new...

Goldman Sachs to invest $500 million in women-run companies

“Goldman Sachs Group Inc will pump $500 million into companies led, fo...

Black men are succeeding in America | LinkedIn

“In recent years, much of the racial news in America has been sobering...

Eligible Rollover Distributions (ERDs) • financialducksinarow.com

“So, what funds can be rolled over from your qualified retirement plan...

American Retirement Association

“American Retirement Association members come from all corners of the ...

HBCU Money’s 2017 Top 10 HBCU Endowments

“HBCU endowments after a sluggish few years have bounced back with a s...

SEC Enforcement Actions Against RIAs on the Rise

Triad Advisors, an independent broker/dealer subsidiary of Ladenburg T...

Barron’s Best Fund Families

Just about everyone seemed to be a winner in 2017. Although the year s...

Jackson National to settle 401(k) self-dealing lawsuit for $4.5 million

Jackson National Life Insurance Co. has reached a $4.5 million settlem...

IRC 403b Tax Sheltered Annuity Plans Terminating a 403b Plan | Internal Revenue Service

If allowed by the terms of the plan, a 403(b) plan sponsor (employer) ...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Impact Shares

At Impact Shares we invest in change. It’s why we’re committed to chan...

Morgan Stanley Calls Out Investor Bias Against Women, Minorities

Businesses run by women and people of color receive a sliver of the fu...

ESG Interest Is Surging. Where Are the Advisors? | ThinkAdvisor

Interest in environmental, social and governance investing is on the r...

At Hamptons’ Tiger 21 Club, the Buzz Is Do-It-Yourself Deals – Bloomberg

The champagne was flowing at a Hamptons gathering last month for membe...

Press Room | Pension Benefit Guaranty Corporation

We protect the retirement security of nearly 37 million Americans in s...

ESG / Sustainable Investing

ESG analysis has become an increasingly important part of the investme...

At Hamptons’ Tiger 21 Club, the Buzz Is Do-It-Yourself Deals – Bloomberg

The champagne was flowing at a Hamptons gathering last month for membe...

4 Mistakes Investors Make with ESG Investing | Investing 101 | US News

ESG INVESTING, WHICH mitigates the risks associated with environmental...

Omega, Jabre Capital Among Hedge Fund Casualties in Dismal 2018

It has been yet another year to forget in the world of hedge funds.Har...

Nonprofit solutions

You deserve the confidence that you’re investing with a company whose ...

Jackson National to settle 401(k) self-dealing lawsuit for $4.5 million

Jackson National Life Insurance Co. has reached a $4.5 million settlem...

Vanguard Makes ESG Debut | ETF.com

On Thursday, Sept. 20, Vanguard launched two new environmental, social...

Aligning University Missions, Values, and Visions Through Tailored ESG Options

The need for universities to work with advisors that are capable of re...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Getting Around the Venture Capital Gender Gap

The biggest obstacle to starting your own business is money. You need ...

The Biggest Mistakes Business Owners Make with 401(k) Plans

When Aaron Schumm showed me the software he had built to enable financ...

Black Angel Tech Fund | Home

We are the antidote to the so-called 2% problem in Silicon Valley. We ...

[INTERVIEW] Timing is secret to startup success: Refactor Capital founder

It is one of the most complicated questions in the venture industry. E...

Financial Advisor Trends in Mutual Fund Vs ETF Portfolios

“One of the biggest trends in the investment industry in recent years ...

ETFs are hot everywhere but workplace retirement plans

“NEW YORK (Reuters) – Low-cost exchange-traded funds are a favorite of...

An Academic Article that Claims Human-Based Advisory Services will be Dead –

“According to Treanor [2014], the banking sector is likely to see more...

Confessions of an Institutional Investor

Josh here – the other day I did a post about the amazing complexity an...

Ten Female Founded Venture Capital Funds You Should Have In Your Network

“Networks bring ideas and innovation to life – including connecting in...

Give yourself a performance review right now. Here’s how

“It’s easier to make a case for a raise and promotion when you have a ...

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterprises

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterpr...

Resource Center | SilverCloud Inc.

“On Demand Webinar: December 19th, 2018: How to Fix the 6 Most Common ...

IRC 403b Tax Sheltered Annuity Plans Terminating a 403b Plan | Internal Revenue Service

If allowed by the terms of the plan, a 403(b) plan sponsor (employer) ...

Defined benefit plan consulting

Milliman helps clients stay up to date and on track to meet their goal...