Posts by

William Huston, AIF®, AIFA®

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Best Personal Financial Advisors for Lottery Winners in California

If you just won the lottery, you're probably happy, excited and maybe ...

Best Financial Advisory Firms for Lottery Winners

You've just won the lottery. You're happy, shocked, maybe a little ove...

How Racism and Stereotypes in Finance Impact the Lives of Black Women Whitepaper

We analyze the ratio of Black women currently in America, their repres...

Funding Across The BIPOC Investment Community Whitepaper

Small businesses in the U.S. are the key drivers of the U.S. economy a...

Bull vs Bear market: What Investors Should Know

Regardless of whether you're a small individual investor or a big inst...

Why Are Gas Prices So High?

Gas prices have been so high over the past few months. The condition n...

7 Real Estate Investing Trends To Watch In 2022

To invest or not to invest in real estate? This is a question that lin...

10 Smart Ways To Spend Your Lottery Winnings

If you won the lottery today, what's the first thing that you'd buy or...

10 Black Real Estate Moguls That You Need To Know

Owning a home or property in general, is considered a huge part of "Th...

Top 10 Black Owned Real Estate Companies

Black excellence is everywhere. There's no doubt about it.

How To Invest In Real Estate: 5 Simple Ways

Real estate has been a popular investment option among many investors ...

What Is A REIT (Real Estate Investment Trust)?

If you're interested in getting into real estate investing, you've pro...

What Is A Private Resort And Is It Worth It?

Vacation! Just the sound of that word stirs up some excitement, doesn...

Timeshares vs. Vacation Clubs vs. Travel Clubs - Is There A Difference?

Time and again, you've heard the terms timeshares, vacation clubs and ...

Are All-Inclusive Resorts Worth it?

Planning for a holiday is one of the most exciting things to do! Maybe...

10 Reasons To Consider Staying At A Vacation Rental Vs A Hotel

Picture this, you and your friends/ family have been dreaming about go...

10 Best Personal Finance Podcasts In 2022

Over the years, uptake of financial information has been on the rise. ...

What Is a Will?

6 second take: Are you prepared for the worst? Make sure you know what...

How To Buy Real Estate With Cryptocurrency

Cryptocurrency is a buzzword that you've probably heard in different s...

The Future Of Cryptocurrency And Trends To Watch Out For In 2022 And Beyond

In many ways, 2021 was a revolutionary year for the crypto industry, w...

African American Owned Hedge Funds That You Must Know About

The numbers are in, and they are gut-wrenching. The latest data from t...

Top Black Female-Owned Businesses

What Black women are achieving is nothing short of amazing. They excel...

Top 10 Financial Planning Software For Financial Advisors

You've probably heard of financial planning software and perhaps you'v...

Excellent Black Investors

For a long time, Black people in America have faced numerous challenge...

Preparing for Retirement for Women: 14 Ways to Start Now

You shouldn't wait until later in life to start thinking about retirem...

Ultimate Guide to Small-Business Loans

Congrats! If you are reading this, you have a small business or are co...

Ultimate Guide to Real Estate Investing

When you hear the word investing, you probably think of stocks, bonds,...

Should I Pay for My Child’s College? I Don’t Think So

As a parent, I won’t be paying for my child’s college education. Yes, ...

Gender Equality in the Home During COVID-19 – An Imagined Reality?

Have women in two-parent households borne the brunt of pandemic-induce...

A Bed, a Bank, and a Budget: How to Build a Financially Responsible Marriage

Predictability and steadfastness are key ingredients for a solid futu...

Setting New Financial Goals After Paying Off Debt

After nine years of paying off college debt, this woman reached her f...

Women and Money: Financial Steps for Life

Everyone should do their best to prepare financially, but women face ...

10 Mistakes to Avoid When Considering Life Insurance

Taking out a life insurance policy can be a smart financial move. Ensu...

How to Pay for Private School on a Tight Budget

Private school isn’t completely out of financial reach if you enlist ...

Investing Mistakes: The Best I’ve Ever Made

If you don’t try, you won’t grow: This investor has learned the most f...

6 Not-So-Famous Philanthropists You Should Know

You've heard of Bill Gates, but there are plenty of unknown philanthro...

Why is Financial Literacy Important

Millennials have unique financial challenges. Where do we start when i...

An Investor’s Guide on How to Read Stock Charts

Stock charts may look confusing, but once you understand how they work...

Same-Sex and Opposite Sex Couples: By the Numbers

There are some key differences when comparing gay couples vs straight ...

What Is a Will?

Are you prepared for the worst? Make sure you know what a will is and...

Are African Americans Struggling With Money?

There are 44 million African Americans in the U.S., and it seems their...

What Is a Donor-Advised Fund?

Learn how donor-advised funds work to help boost your charitable givin...

Why Should I Invest?

Stocks, bonds, and ETFs can feel out of reach or intimidating — but an...

What Is a Balanced Portfolio?

Most financial advisors will recommend you should have a balanced port...

Is the Financial Literacy Movement Racist?

Financial literacy may be a means to address the socioeconomic gap, bu...

Helping Parents With Retirement: Time for Some Awkward Questions

Are you prepared to help your parents plan for retirement? If not, it ...

Taxation of Cryptocurrency

Cryptocurrencies aren't exempt from taxation. Here's everything you ne...

Top Personal Debt Management Apps

Many American citizens heavily rely on credit cards in their day to da...

Black Owned Mortgage Companies That Will Come to Your Aid

Black-owned mortgage companies are friends-in-need among the black com...

Comprehensive Guide to Black Owned Investment Firms

Black investors have consistently been underrepresented in the U.S. st...

What Is Cryptocurrency? Here Are 10 Types of Cryptocurrencies That You Should Know About

Cryptocurrency is a digital currency that is decentralized, and is not...

Legendary Women In Banking

Why are there fewer women in the finance industry at large as compared...

Top 7 Venture Capital Firms

If you're in the BIPOC demographic and you're a start up entrepreneur ...

Impact Investing

Be the change you wish to see in the world. Most of us have heard this...

How To Invest 2 Million Dollars For Income

You've just hit your $2 million savings target, or you've sold your bu...

NFT Investing

NFT stands for ‘non-fungible token’ and simply, it refers to a unique ...

Successful Black Venture Capitalists

For a long time, the venture capital ecosystem has been associated wit...

Top Venture Capital Firms

Venture Capital firms are companies or corporations that provide fundi...

How To Invest 1 Million US Dollars

Assuming you have one million dollars lying in an account somewhere, o...

Top International Online Brokers In Spain

In the European Union, Spain is among the supreme financial powerhouse...

Famous Women Investors

The finance industry has been largely male-dominated but this is chang...

Famous Female Realtors In California

For a lot of people, ownership of real estate is synonymous to stabili...

顶级华裔美国财务顾问

美国的亚裔人口非常多样化,有创纪录的 2200 万亚裔美国人,他们的根源可以追溯到东亚和东南亚以及印度次大陆的 20 多个国家。到 2000...

Top Chinese American Financial Advisors

The Asian American population in the US is very diverse, with a record...

Top Chinese Speaking Investment Firms

Globalization has played a huge role in opening up the world in variou...

Leading Black Realtors

Looking at the most recent data from the US Census Bureau, less than 6...

Remarkable Women At The Forefront of Luxury Real Estate

Real estate was once a very male-dominated industry but things have ta...

Top Women In Real Estate

The number of women realtors has significantly increased in the 21st c...

Top African American Women Realtors

Buying or selling property is a big step. When choosing to invest in r...

Impact Investment Firms

Impact investing is a strategy that aims to create positive and benefi...

Best Black-Owned Banks For Small Businesses

A Black-owned bank is a for-profit banking institution whereby a large...

Inclusion consultants

An inclusion consultant works with companies to help them come up with...

Black-owned Mortgage Companies

A mortgage company is a financial institution whose principal activity...

Compañías Hipotecarias de Propiedad Negra

Una compañía hipotecaria es una institución financiera cuya actividad ...

Black Wealth Managers

Wealth management is one of the financial services under investment ad...

Gestores de patrimonio negro

La gestión de patrimonios es uno de los servicios financieros de la as...

Best Black Investors

People in the Black community have in the past faced a lot of challeng...

Compañías de seguros de vida de propiedad negra

El seguro de vida es un contrato legal entre el tomador del seguro de ...

Black-owned Life Insurance Companies

Life insurance is a legal contract between a life insurance policyhold...

Famous Female Financial Advisors

A financial advisor is a professional who provides financial advice or...

Asesoras financieras famosas

Un asesor financiero es un profesional que proporciona asesoramiento o...

Blogueros financieros afroamericanos

Un blog financiero es una plataforma o foro en línea que transmite inf...

African American Financial Bloggers

A financial blog is an online platform or forum that relays relevant f...

Consultoría de Diversidad, Equidad e Inclusión

La diversidad es la presencia y representación de una población en lo ...

Black Owned Investment Firms

For this type of fund, a major part of the investment funds belongs to...

Empresas de inversión de propiedad negra

Un fondo de inversión es un conjunto de capital que pertenece a numero...

The Growing Need for African American Financial Advisors in the USA

Professional opportunities in the financial planning industry are incr...

Black Owned Financial Firms

Finance is a major part of any economy. For sustainability in this day...

Black-Owned Banks

The black-owned bank is a signatory for the United Nations Principles ...

Recognizing Investopedia's Best Black Financial Advisors (Based in California)

Announcing the Most Influential Advisors of 2021 The past year has be...

The Importance Of ESG - Environmental Social and Governance

ESG stands for Environmental, Social, and Governance. These three fact...

4th Quarter

October marks the last quarter of 2020. Despite the circumstances,…

Tiktok & Oracle

My thoughts on TikTok & why I invest in Oracle.

Will Apple Fitness+ Hurt Peloton?

My thoughts on Apple Fitness+ and Peloton.

A Deeper Look at Workhorse

My thoughts on Workhorse (WKHS)

Managing Total Risk

When I started Bay Street, I wanted to make sure it was clear to clien...

Investing Through the Lens of History

Bay Street’s statements are not an endorsement or a recommendation to ...

Understanding Retirement Plan Fees

To register for our May 9th webinar, click here.

Lens of History Fund 270-Day Performance

Hey prudent investor, Bay Street’s total fund appreciated by $400,599 ...

Lens of History Fund April 2020 Performance

Bay Street’s total fund appreciated by $400,599 from 4/1 to 4/30. We a...

LOHF & Understanding Opportunity Zones

Hey prudent investor, This week’s commentary highlights investments in...

Bay Street Performance Year to Date

Good afternoon everyone, Today, once again, the market is trending dow...

“G” IS JUST ONE PART OF THE ESG STORY

When it comes to ESG (environmental, social and governance) investing,...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Getting Around the Venture Capital Gender Gap

The biggest obstacle to starting your own business is money. You need ...

The Biggest Mistakes Business Owners Make with 401(k) Plans

When Aaron Schumm showed me the software he had built to enable financ...

Finding a Financial Advisor Who Puts You First – Barron’s

Reliable, conflict-free advice. That’s what you usually want when you ...

5 Retirement-Planning Blind Spots

Your portfolio balance has gotten larger and larger. You’ve crunched t...

Anjali Sud was rejected from dozens of investment banks. Now she’s the CEO of Vimeo

As a senior at the University of Pennsylvania’s Wharton business schoo...

[INTERVIEW] Timing is secret to startup success: Refactor Capital founder

It is one of the most complicated questions in the venture industry. E...

Ten Female Founded Venture Capital Funds You Should Have In Your Network

“Networks bring ideas and innovation to life – including connecting in...

Confessions of an Institutional Investor

Josh here – the other day I did a post about the amazing complexity an...

(1) New ETFs Let Anyone Invest In Companies Empowering Women & Minorities | LinkedIn

“The evolution of the impact investing market took another step forwar...

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterprises

“Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterp...

Give yourself a performance review right now. Here’s how

“It’s easier to make a case for a raise and promotion when you have a ...

The investment policy statement tightrope | Fiduciary Matters

“A well-crafted investment policy statement can be one of your most ef...

Russell Investments United States | Multi-Asset Solutions

“For retirement plan sponsors, non-profits and consultants seeking new...

Goldman Sachs to invest $500 million in women-run companies

“Goldman Sachs Group Inc will pump $500 million into companies led, fo...

Black men are succeeding in America | LinkedIn

“In recent years, much of the racial news in America has been sobering...

Eligible Rollover Distributions (ERDs) • financialducksinarow.com

“So, what funds can be rolled over from your qualified retirement plan...

American Retirement Association

“American Retirement Association members come from all corners of the ...

SEC Enforcement Actions Against RIAs on the Rise

Triad Advisors, an independent broker/dealer subsidiary of Ladenburg T...

Jackson National to settle 401(k) self-dealing lawsuit for $4.5 million

Jackson National Life Insurance Co. has reached a $4.5 million settlem...

Barron’s Best Fund Families

Just about everyone seemed to be a winner in 2017. Although the year s...

IRC 403b Tax Sheltered Annuity Plans Terminating a 403b Plan | Internal Revenue Service

If allowed by the terms of the plan, a 403(b) plan sponsor (employer) ...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Impact Shares

At Impact Shares we invest in change. It’s why we’re committed to chan...

Morgan Stanley Calls Out Investor Bias Against Women, Minorities

Businesses run by women and people of color receive a sliver of the fu...

ESG Interest Is Surging. Where Are the Advisors? | ThinkAdvisor

Interest in environmental, social and governance investing is on the r...

At Hamptons’ Tiger 21 Club, the Buzz Is Do-It-Yourself Deals – Bloomberg

The champagne was flowing at a Hamptons gathering last month for membe...

Press Room | Pension Benefit Guaranty Corporation

We protect the retirement security of nearly 37 million Americans in s...

ESG / Sustainable Investing

ESG analysis has become an increasingly important part of the investme...

At Hamptons’ Tiger 21 Club, the Buzz Is Do-It-Yourself Deals – Bloomberg

The champagne was flowing at a Hamptons gathering last month for membe...

4 Mistakes Investors Make with ESG Investing | Investing 101 | US News

ESG INVESTING, WHICH mitigates the risks associated with environmental...

Nonprofit solutions

You deserve the confidence that you’re investing with a company whose ...

Vanguard Makes ESG Debut | ETF.com

On Thursday, Sept. 20, Vanguard launched two new environmental, social...

Aligning University Missions, Values, and Visions Through Tailored ESG Options

The need for universities to work with advisors that are capable of re...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Getting Around the Venture Capital Gender Gap

The biggest obstacle to starting your own business is money. You need ...

The Biggest Mistakes Business Owners Make with 401(k) Plans

When Aaron Schumm showed me the software he had built to enable financ...

Black Angel Tech Fund | Home

We are the antidote to the so-called 2% problem in Silicon Valley. We ...

[INTERVIEW] Timing is secret to startup success: Refactor Capital founder

It is one of the most complicated questions in the venture industry. E...

Financial Advisor Trends in Mutual Fund Vs ETF Portfolios

“One of the biggest trends in the investment industry in recent years ...

ETFs are hot everywhere but workplace retirement plans

“NEW YORK (Reuters) – Low-cost exchange-traded funds are a favorite of...

An Academic Article that Claims Human-Based Advisory Services will be Dead –

“According to Treanor [2014], the banking sector is likely to see more...

Confessions of an Institutional Investor

Josh here – the other day I did a post about the amazing complexity an...

Ten Female Founded Venture Capital Funds You Should Have In Your Network

“Networks bring ideas and innovation to life – including connecting in...

Give yourself a performance review right now. Here’s how

“It’s easier to make a case for a raise and promotion when you have a ...

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterprises

Evaluating Recent Fundamental Trends in Chinese Ex-State-Owned Enterpr...

Resource Center | SilverCloud Inc.

“On Demand Webinar: December 19th, 2018: How to Fix the 6 Most Common ...

IRC 403b Tax Sheltered Annuity Plans Terminating a 403b Plan | Internal Revenue Service

If allowed by the terms of the plan, a 403(b) plan sponsor (employer) ...

Defined benefit plan consulting

Milliman helps clients stay up to date and on track to meet their goal...

The Fruits of ESG

The center is owned by two healthcare companies that have environmenta...

SEC Enforcement Actions Against RIAs on the Rise

Nearly one-fourth (22 percent) of standalone enforcement actions broug...

Barron’s Best Fund Families

Just about everyone seemed to be a winner in 2017. Although the year s...

ESG Interest Is Surging. Where Are the Advisors? | ThinkAdvisor

Interest in environmental, social and governance investing is on the r...

Jackson National to settle 401(k) self-dealing lawsuit for $4.5 million

Jackson National Life Insurance Co. has reached a $4.5 million settlem...

Jussie Smollett Joins The Fight To Save All-Women’s HBCU Bennett College – Essence

Bennett College, one of only two existing women-only HBCUs in existenc...

CSR, ESG, SRI and Why All Companies Should Care

If you do much reading about Corporate Social Responsibility (CSR), un...

Impact Shares

At Impact Shares we invest in change. It’s why we’re committed to chan...

UBS plans ESG ratings for 150 funds on select list

The rating system, which aims to help clients and advisors evaluate in...

Morgan Stanley Calls Out Investor Bias Against Women, Minorities

Businesses run by women and people of color receive a sliver of the fu...

Who Are Institutional Investors?

The era of ultra-cheap exchange-traded funds (ETFs) is upon us, and as...

Viral Deception

Conflicted corporate cultures are duplicitously devising ways to conta...

How Socially Responsible Investing Lost Its Soul

“It’s easy to invest in what you believe.”That’s the pitch for TD Amer...

Sustainability Consulting: What Is It? Can I Do It?

Every fall, first-year students in Bard’s MBA in Sustainability find t...

ESG Investing May Be on the Rise [Video]

Yahoo Finance’s Adam Shapiro and Julie Hyman join Newday Impact Invest...

William Huston, CCO

In 1906, my great grandmother enrolled at Tuskegee University, under t...

Anjali Sud was rejected from dozens of investment banks. Now she’s the CEO of Vimeo

As a senior at the University of Pennsylvania’s Wharton business schoo...