Because Everyone Should Have a Financial Plan
At Bay Street Capital Holdings, we are here to empower you on your investment journey and explore the possibilities your wealth can create. Your success is our success. Whether you’re saving for retirement, a new car, the first purchase of your home, or on the road to financial security, you can be confident that we’re on your side.
A Comprehensive Approach
Navigating your financial goals is no easy feat but with a plan in place, you can have the confidence to achieve the purpose you envision for your life, family, community, and beyond. Our comprehensive approach to financial planning is built around transparency and personalization.
At its core, investment management is about making the most of your money. Your portfolio should reflect your goals and the impact you want to create. We strive to help clients realize their investment objects grounded in strategic advice and planning.
Your wealth isn’t just about money - it’s about the growth, the preservation, and the protection of your legacy and the impact you want to make for the future of your needs, your family, or your business. Higher wealth requires an extra level of support to address the complexity and critical needs.
Navigating taxes may be daunting but the right guidance can make a world of difference to reach better outcomes for your financial plan. We can guide you through the options for structures, strategies, and solutions that will help you on your journey to transfer wealth efficiently.
Ensuring financial security for your family is where we can add value. Life insurance lets you take care of the needs of your loved one in case of an unforeseen event. We provide guidance for financial security that makes sense for your family. All this, so you can focus on what matters most.
Prepare for your future and find peace of mind with Bay Street's comprehensive, personalized approach to financial planning. Our accredited fiduciary financial advisors work closely with you to assess your current financial assets, identify any potential roadblocks and build a financial plan tailored specifically to your long-term goals.
The best part? We handle it all, so you don’t have to. Once a plan is in place, we keep things in sync so that you can relax and fulfill the purpose you envision for your life.
Investment opportunities can change by the day. Here at Bay Street, we are proactive and focused on optimizing your portfolios based on market conditions. Our team of accredited, fiduciary-certified financial planners are fully equipped to monitor, reallocate, and sell — as necessary — every position within your portfolio regularly and meticulously. When you work with Bay Street, you can have peace of mind that our team of experts are working daily to maximize gains, reduce risks, and protect your investments.
Our Investment Process
An approach where leading or best-performing investments within a universe, category, or class are selected or weighted based on ESG criteria.
ENGAGEMENT & VOTING
Engagement activities and active ownership through voting of shares and engagement with companies on ESG matters.
The explicit inclusion by asset managers of ESG risks and opportunities into traditional financial analysis and investment decisions is based on a systematic process and appropriate research sources.
An approach that excludes specific investments or classes of investment from the investable universe such as companies, sectors, or countries.
Impact Investments are investments made into companies, organizations and funds with the intention to generate social and environmental impact alongside a financial return.
Screening of investments according to their compliance with international standards and norms.
Investment in themes or assets linked to the development of sustainability.
We take a comprehensive tailored approach to help preserve your legacy. We can be the guide to your wealth management needs and the protection of your assets. As a Bay Street client, you can be confident that we take the time to understand your unique values and aspirations and take a valued-based approach to your wealth. We work with you to provide strategies that focus on what’s important to you, your needs, and the plan you envision for your personal needs, family, or business.
Taxes are an inevitable part of money management, but with Bay Street, you can be confident that our team of accredited financial advisors will aim to reduce the impact of taxes across multiple areas of your comprehensive financial plan. We implement prudent tax to lessen or shift current and future tax liabilities to meet your financial objectives.
Unforeseen difficulties may arise if a main source of income is lost. Help ease your mind with coverage that you and your family can rely on. Life insurance is an important aspect of a strong financial plan and your peace of mind doesn’t have to break the bank. Let us take the guesswork out of life insurance to whatever fits your individual life stage and needs.
Confidence creates peace of mind, allowing you to live your life to the fullest. No one is immune to accidents no matter how young or healthy. Bring peace of mind to you and your family.
How We Work With You
At Bay Street, we are confident in our ability to craft a comprehensive strategy tailored to your goals and deliver action and results. We ensure our recommendations are prudent and align with your interests and goals.
“Because everyone should have a financial plan”
-Ekenna Anya Gafu, CFP®, AAMS® CFO & Director of Planning
Awards and Recognitions
We are honored to be recognized for our accomplishments and our financial performance
Trusted By Our Clients
I came upon Bay Street Capital Holdings from a google search and the ratings don't even begin to scratch the surface. While feeling hopeless and defeated with one conversation with William, he reassured my husband and I that we would be able to secure a loan for our first home purchase. After William put us in contact with Arnaldo, we were off to the races. This company gave my husband and I so much good information, resources and the confidence to be able to move forward. Since this post we've received numerous outreach from lenders, but our confidence and loyalty remains with William and his team. I encourage all to seek out his guidance because you won't be disappointed.Shannon R.on January 19, 2022
We want to thank Mr. William Huston for being so knowledgeable helpful. We are not his client but he took his time on the phone and kindly listened to my questions about my husband pension package. With his advice, I was able to fill out the package. We really appreciate his kindness and looking forward to work more with him in future.Mitra C.on January 12, 2022
"This is the best news! Thank you, thank you, thank you. Now we need to find a house lol. Nice to meet you Tony! Arnaldo - You have literally changed our lives. Thank you so very much."Shannon Ron January 11, 2022
William is very knowledgeable and wants to help prepare you and your family for the future. I am so thankful for all of his advice and look forward to growing my investments with his firm.Elizabeth G.on December 27, 2021
I just wanted to say how much I appreciated your taking my questions regarding my own financial goals. As regular retirees, my husband and I have always felt so fortunate to have gotten to this "coming of age" milestone in our lives. Unfortunately we've overlooked plans for building beyond life's accomplishments - like an investment portfolio for growth in the future. Bay Street Capital Holdings sounds like a great organization. I'm impressed with your commitment to working with BOTH partners in a financial partnership. As you pointed out, that level of commitment and cooperation results in the most promising outcomes for both partners involved (an important quantifier for lasting success). Thank you again for making time to talk with me out of your busy schedule. I look forward to speaking with you again soon.Romanáh H.on November 26, 2021
Where do I even begin! William was amazing throughout both of our phone calls. He introduced me to the best options for my daughter and how to invest for her future. I've never experienced someone who genuinely wanted to make sure I got the information I needed and some. He went out of his way to break things down for me and show me how investing works. I must admit, I had no idea how investing works or that there were even other ways besides what little I knew about the stock market. William, I am truly grateful to have worked with you and look forward to us working more together. To anyone looking, look no further, William is your guy and he will help you to where you need to go. Highly recommend!Christine A.on August 03, 2021
We LOVE Ekenna. He is our guy that we have and will continue to use for all things money. He helps us invest, book travel, teach about smart money move, and also keeps us accountable. If you are looking for an investor guru, credit advisor, or overall just money mover Ekenna will do it. We talk to him twice a month and develop a straightforward game plan to continue growing our financial independence. Don’t hesitate to give Ekenna your business. This customer rated you highly for work quality, professionalism, and value.Phillip P.on August 02, 2021
I met William through a mutual friend who invited me to one of his on-line sessions. I learned more in that session than I have in any of the previous financial or investment seminars I've attended. William was genuinely concerned that he explained the concepts so that everyone understood and was available at the end of the session for questions if needed. the content of the session was of very good quality and very valuable to me as I was needing to make a decision about my future investments. I was so impressed I requested an individual consult and ended up transferring my accounts to Bay Street! I've not regretted my decision and am very pleased to have such a qualified and passionate advisor. I recommended him to my family members and also to the company where I work because of his passion and responsiveness.Janet Fuquaon August 02, 2021
When my husband and I started this process, we researched and talked with several different financial advisors. Since our initial meeting, Will and Ekenna have continuously provided superb and personalized service and recommendations that fit with our current situation and align with our short-term and long-term goals. They are responsive and thorough in answering all of our questions and when providing recommendations and advice. I highly recommended working with Bay Street Capital Holdings to take charge of your financial goals!!Sami W.on August 01, 2021
I have had a really great experience working with Bay Street Capital and cannot recommend them higher! Both William and Ekenna deliver a great client experience. They have helped set me up my personal finances and are always willing to take the time to educate me on anything I don't understand. They always make themselves available when I need them and I feel very supported working with them.Shelly Con July 31, 2021